Financial Exploitation of Residents in Maryland Group Homes

 Posted on November 06, 2025 in Nursing Home Abuse and Neglect

Group homes are meant to offer safety, respect, and stability to residents and their families. Unfortunately, that is not always what happens. Sometimes, residents are abused physically, emotionally, or financially. Financial exploitation means someone is taking advantage of a resident’s trust or access to their finances, either by stealing directly, manipulating, or coercing them into giving up control of their money or assets. Financial exploitation can be difficult to notice at first. Learning the signs can help you act quickly and prepare for a personal injury claim. If you are worried that someone you love may be the victim of financial exploitation in a group home, a Washington County, MD personal injury lawyer can explain your options.

Examples of Financial Exploitation in a Group Home

Financial exploitation can involve cash, bank accounts, benefits, or valuable items. It can also include influencing a resident to sign papers that affect their finances in ways they do not understand and therefore cannot legally consent to.

For example, a staff member may offer to "help" with banking and then begin taking small amounts of money. Over time, this can turn into large withdrawals. Another example is when someone who works at a group home convinces a resident to change their will, life insurance policy, or beneficiary. A resident may not even understand the long-term impact of these changes but be manipulated into making them.

How Does Maryland Law Protect Group Home Residents?

Maryland gives group home residents specific rights. Under Md. Code, Health–General § 19-343, residents have the right to be treated with dignity, to make personal decisions, and to have their property protected.

Group homes must also provide clear information about charges, services, and financial policies. If staff members violate these rights or misuse a resident’s money, the facility can be held responsible.

Signs Your Loved One May Be the Victim of Financial Exploitation

Financial abuse can be hard to identify. Some changes might appear small or seem like misunderstandings at first. Look for repeated patterns or sudden changes. Possible warning signs include:

• Missing cash, checks, or personal belongings

• Unexplained bank withdrawals or money transfers

• Bills going unpaid when the resident has enough income to cover them

• New credit cards or accounts that the resident did not ask for

• A caregiver controlling mail, bank cards, or communication

• Pressure to sign documents quickly

• Sudden changes to wills, insurance policies, or beneficiaries

One sign alone may not mean abuse. However, several of these signs together should raise concern.

What To Do if You Suspect Financial Abuse in a Group Home

If you think something is wrong, act quickly. Start by gathering information, including relevant financial documents, and write down anything that seems unusual.

Work with an attorney to speak with the group home’s management. Ask who has access to money or financial documents. You can also file a report with Adult Protective Services through the Maryland Department of Human Services. They can review the situation and investigate.

A personal injury attorney can help you collect records, file complaints, and seek compensation if your loved one was harmed. Taking action early can prevent further financial losses.

Contact a Hagerstown, MD Personal Injury Attorney Today

Attorney Andrew A. Serafini, Jr. has deep roots in Hagerstown and over 12 years of experience working to help clients recover compensation after someone else’s actions caused them to suffer. Our offices are available and work on a contingency fee basis, meaning you do not pay unless we win. We stay supportive and steady for our clients, while standing firm and assertive with insurance companies and care facilities.

If you have concerns, reach out to Serafini Law today. Call 240-744-1600 to schedule your free consultation with a Washington County, MD personal injury lawyer who will fight to protect your loved one’s rights.