What Is an Amputation Injury Claim Worth in Maryland?

 Posted on January 22, 2026 in Personal Injury

In Maryland, the value of an amputation injury claim depends on how the injury changes your life, your ability to work, and your long-term medical needs. There is no fixed dollar amount. Instead, compensation is tied to the real losses caused by the amputation. As of 2026, these claims are often high-value because amputations can affect nearly every part of daily life.

Amputation injuries affect many families nationwide. A 2025 medical review reported that an estimated 1.6 million people in the United States are living with a lost limb, and that about 185,000 amputations occur each year. 

If you or a loved one suffered an amputation because of someone else’s negligence, Serafini Law can help. Our Washington County, MD catastrophic injury lawyer can explain what factors influence a claim’s value and what compensation may apply.

What Factors Affect the Value of an Amputation Injury Claim in Maryland?

Amputation claims are decided on a case-by-case basis. Value depends on the level of limb loss and what it means for your future. Insurance companies look for proof that your loss impacts your life long-term. In severe amputation cases, the evidence is often abundant.

Key factors often include:

• Whether the amputation is partial or complete

• Which limb was lost, and how it affects mobility and independence

• The injured person’s age, health, and job before the injury

• Whether the injury prevents returning to work or lowers earning ability

In Washington County cases, these details often shape settlement talks and trial strategy.

What Damages Can Be Recovered After an Amputation Injury?

Maryland law allows compensation for both financial losses and personal harm. Amputation cases often involve long-term costs that continue for years.

Common damages in amputation cases may include:

• Past and future medical expenses, including surgeries, prosthetics, and follow-up care

• Lost wages and reduced future earning capacity

• Pain, emotional distress, and loss of enjoyment of life

• Rehabilitation, therapy, and home or vehicle modifications

Strong documentation matters. Medical records, work records, and expert opinions often make the biggest difference in proving long-term needs.

How Do Maryland Laws Impact Amputation Injury Claims?

Most amputation claims are based on negligence. That means you must show that another person or company failed to use reasonable care and caused the injury.

Maryland also follows a strict contributory negligence rule. If you are found even slightly at fault, you may be barred from recovering damages. This is one reason early legal guidance can matter most in serious injury cases.

Maryland also limits non-economic damages, such as pain and suffering. Under Maryland Courts and Judicial Proceedings § 11-108, these damages are capped and adjusted over time. This cap does not limit economic damages like medical bills and lost income.

How Long Do I Have to File an Amputation Injury Claim in Maryland?

Deadlines matter. Under Maryland Courts and Judicial Proceedings § 5-101, most personal injury claims must be filed within three years of the injury date. If you miss the deadline, you can lose the right to recover anything, no matter how serious the injury is.

How Can a Lawyer Help With an Amputation Injury Claim?

Amputation cases often involve major insurance coverage and strong pushback from defendants. A lawyer can help gather evidence, work with medical experts, and calculate future costs that are easy to underestimate.

A lawyer can also handle communication with insurance companies and defendants, so you are not pressured into a quick settlement that does not cover long-term needs.

Schedule a Free Consultation With a Hagerstown, MD Catastrophic Injury Attorney

If you or a loved one suffered an amputation because of someone else’s actions, a Washington County, MD catastrophic injury lawyer can help you understand your options. At Serafini Law, you get an attorney who gives your case personal attention. He grew up in Hagerstown with deep ties to the local community. With more than 12 years of experience, he stays supportive with clients while being aggressive with insurance companies and other defendants.

Call 240-744-1600 to schedule a free consultation today and talk through what happened. You shouldn’t have to carry the financial burdens of a devastating injury. We answer calls 24/7 and work on a contingency fee basis. This means you only pay if you win.